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Credit Underwriting In The UK Needs A Re-Think
The credit system in the UK is in need of a really good shake up. Credit decisions seem to be made based on some very iffy information and totally illogical. Take two people doing similar jobs, earning...
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Graham Hill Warns Again About Potential Economic Disaster
Last week I was thumbing through the latest edition of Credit Today, one of the journals I always try to read more thoroughly than any of the others, not only because it has a fairly good handle on the...
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The Fear Of Heavy Fines Is Causing Lenders To Be Over Cautious
As the new rules imposed upon consumers and small businesses via lenders by the new Financial Conduct Authority (FCA) start to take affect there is a worrying undercurrent starting to gather momentum....
View ArticleFinance Application Successes And Failures Revealed
Following on from my last piece it seems that 1 in 6 applications for finance were rejected last year according to statistics revealed by OceanFinance.co.uk. It will be interesting to see how this...
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